Discover everything about one of the country’s most popular travel credit cards — from rewards to a step-by-step guide on how to get yours!

If you’ve ever looked for ways to turn every purchase into more value, then the Chase Sapphire Preferred® Card could be a game changer for your financial and travel life, because it goes beyond the basics by offering rewards focused on real experiences.

It’s not just another credit card; on the contrary, it’s designed for those who value meaningful everyday benefits, especially when it comes to travel and dining. However, it’s completely normal to feel overwhelmed by the number of credit card options on the market without knowing which one truly stands out…

That’s why, in this complete guide, you’ll clearly and thoroughly understand how this card works, what its main features are, and above all, how it can benefit you — both for travel and for your everyday spending.

By the end of this article, you’ll have a full understanding of the Chase Sapphire Preferred® Card, its unique advantages, and how to begin your journey toward applying for this impressive card. Let’s get started!

What is the Chase Sapphire Preferred® Card?

The Chase Sapphire Preferred® Card is a rewards-focused credit card issued by Chase Bank, one of the largest banks in the United States, that combines a robust points program with valuable benefits for travel and lifestyle.

It’s part of the Sapphire family, which is known for offering cards with perks that go beyond everyday use — especially catering to those who seek travel, experiences, and flexibility when redeeming their rewards.

In this context, what stands out is how the rewards program is integrated with Chase Ultimate Rewards®, allowing you to easily accumulate points and then choose how to redeem them, whether for travel, cashback, or transfers to partners.

Additionally, the card’s reputation is strengthened by awards and recognition from financial experts who highlight its combination of value, benefits, and cost-effectiveness compared to many competitors in the travel card segment.

Main Features of the Card

One of the strongest features of the Chase Sapphire Preferred® Card is its rewards program: you earn points for every dollar spent, with categories that accumulate even faster when used strategically.

On the official website, the card can offer up to 75,000 bonus points after spending a certain amount within the first few months (this may vary over time or with conditions), which can provide a significant boost to your points balance and contribute greatly to your travels with this card.

Additionally, it offers a clear accumulation structure: extra points on travel booked through Chase Travel℠, dining, and other qualifying purchases — meaning you can earn rewards on both planned expenses and everyday activities.

It’s also important to note that this card has an annual fee, which is a cost you pay to access the benefits. While it may seem like an extra expense, it’s often offset by the welcome bonuses and advantages the card offers throughout the year.

Welcome Bonus: How It Works and How to Make the Most of It

One of the biggest attractions of the Chase Sapphire Preferred® Card is its welcome bonus, which can be a significant benefit for those starting to use the rewards program.

Basically, after spending a specific amount within the first few months of opening the account — according to the current rules — you receive a large number of extra points, which can then be used to cover part of your travel expenses or for other available rewards.

This type of bonus is a way to boost your initial points balance and help you redeem trips or experiences that could be more expensive if paid solely with cash.

However, it’s essential to plan how you reach the minimum spending requirement because this determines whether you’ll truly maximize the bonus to its full potential. In other words, it’s not enough to just spend — you need to spend wisely and within the given timeframe.

Benefits That Truly Make a Difference

One of the strongest qualities of the Chase Sapphire Preferred® Card is that it goes beyond just points — it offers benefits that can directly impact your travels and purchases with added security and value.

For example, when you use the card to book travel through the Chase Travel℠ portal, you can earn additional points, meaning your next trip could be even cheaper or require less out-of-pocket cash.

Along with that, the card includes valuable protections such as Travel and Emergency Assistance Services, which provide assistance and guidance in travel emergencies — features that can ease common concerns for frequent travelers.

But these aren’t the only benefits: it also offers protection against purchase damage or theft, possible extended coverage, and likely exemption from foreign transaction fees, making this card even more attractive for those who travel internationally.

How Much It Costs and When It’s Worth It

When considering any credit card, especially one focused on rewards and travel, it’s essential to understand how much you’ll pay for the privilege of using it — that is, what the annual fee is.

For the Chase Sapphire Preferred® Card, this annual fee is set to balance the benefits and cost, offering a rewards package that often offsets the fee, especially if you make the most of the points and rewards programs.

However, it’s important to highlight that this type of card tends to be more rewarding for those who frequently use categories that earn extra points, such as travel or dining at restaurants — after all, the more you use these categories, the more you accumulate and the more value you get in return.

Therefore, before applying, evaluate whether your spending pattern aligns with the categories that earn the most points and if the additional benefits, like insurance and protections, are something you’ll actually take advantage of.

How to Apply for the Chase Sapphire Preferred® Card

Applying for the Chase Sapphire Preferred® Card is a straightforward online process, but it requires attention and accurate information to increase your chances of approval. Here’s a complete guide to follow safely and clearly:

Visit the Official Website and Find the Card Page

The first step is to go directly to the official card page on the Chase website — this is the secure and up-to-date place to start your application.
Go to:

Once you reach the page, you’ll find all the important information about the card, including points offers, benefits, and the button to begin your application.

Click “Apply Now” or “Sign In to Apply Faster”

On the official page, you’ll find two main buttons:

• Apply Now – To start the application as a new customer.
• Sign in to apply faster – For those who already have a Chase account and want to use their existing details to complete the form faster.

Tip: If you’re already a Chase customer with another account, using the “Sign In” option speeds up the process since your information will already be saved. Be sure to click the button that best suits your situation.

Complete the Application Form with Your Personal Information

Once you start the form, you’ll need to fill in several personal and financial details, and it’s essential that everything is truthful, updated, and consistent with your official documents. You will be asked for:

• Personal details
• Financial information
• Identification number
• Nom et prénom
• Date de naissance
• Adresse résidentielle
• Numéro de téléphone et adresse courriel
• Approximate annual income
• Employer (optional in some cases)
• Proof of income (may be requested in some cases)
• Typically, your Social Security Number (SSN)

Submit the Application and Wait for the Credit Review

After filling in all the fields, double-check everything and submit the form. Once submitted, Chase will perform an automatic credit review to assess your financial history and decide whether or not to approve your application.

Receive and Activate the Card

If your application is approved, you’ll receive the Chase Sapphire Preferred® Card at the address you provided in just a few business days.
Delivery and activation:

• The card will be mailed to the address you listed on the form.
• When it arrives, follow the activation instructions — usually through the Chase website or the phone number provided.
• Once activated, you can start using the card immediately, even adding it to your digital wallet (Apple Pay, Google Pay, etc.) for instant use.

Conclusion:

Throughout this guide, it’s clear that the Chase Sapphire Preferred® Card is not just an ordinary credit card, but a strategic tool for those who want to turn everyday spending into meaningful rewards, especially in the travel world.

It combines a strong points program, an attractive welcome bonus, important protections, and no fees for international transactions — all of which place it among the most competitive options in its category.

Although there is an annual fee, the benefits offered can offset this cost when used wisely. After all, the ability to earn points in strategic categories, use the Chase Travel℠ portal, and benefit from additional coverage creates a solid value proposition!

So, now that you know the features and benefits, the next move is up to you. If the offer makes sense for your reality, visit the official Chase page now to evaluate the offer! And, finally, discover another great credit card option: